Umbrella Insurance

Umbrella insurance offers an added layer of protection to compliment your standard policies. Most home, auto, ATV, boat and motorcycle insurance have built-in liability with very low limits. If an unfortunate accident occurs (and they do) this is rarely enough to cover legal expenses or others costs in the face of injury, lawsuits, and other underlying exposures.
Not sure if you need higher limits beyond your current policies? JMG Insurance Services can help you review your policies and ensure you’re not leaving yourself at risk.
Policyholders often overlook the potential costs of legal defense – those expenses can add up quickly if you’re subject to a lawsuit. Umbrella coverage can take care of those fees and protect your assets.
You can get $1 million or more in coverage at a very affordable rate, leaving you and your family protected from unexpected events.

What Does Umbrella Insurance Cover?

Bodily injury liability
Legal fees & representation
Your driving record
Lawsuits from libel and slander
Malicious Prosecution

Who Should Get Umbrella Insurance?

Realistically, everyone can benefit from this added insurance protection. You never know when the need could arise. 

Let’s look at an example of how an umbrella policy could be beneficial. Say you cause an automobile accident and the cost of injuries to the other party is $600,000. If the bodily injury limits on your current policy are only $300,000, you’d need an additional $300,000 to cover the expense. But, who will pay for it? That’s where umbrella insurance comes in.
The peace of mind of knowing you’re safe from these kinds of situations is priceless.

Protect Your Assets With Full Confidence

Fortunately, umbrella coverage is highly affordable and you can extend your coverage limits at a reasonable rate. Know your assets and future earnings are well secured from any potential disasters that could come your way. Get a fast, free quote today to start the process. Your policy will be customized to your lifestyle, so you’ll only pay for what you actually need!
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